Being injured in a car accident can be overwhelming. As a result, many people are left unsure of what to do. One of the biggest questions we get is whether they should hire a personal injury attorney or try it on their own.
Not every car accident requires legal representation. Each case needs to be looked at individually to determine the best course of action. Most personal injury lawyers, including Sutter Law Group, offer a free consultation where you can discuss your case. However, there are a few excellent reasons you’d want to hire a personal injury attorney after being involved in a car accident. Continue reading to learn what five of those reasons are.
1) You were badly injured
If you or a loved one were severely injured in an auto accident in DuPage County, Kane County or Cook County, it’s a good idea to hire an attorney from the beginning. Why?
Severe injuries require more extensive, costly care compared to minor bumps and bruises. Some injuries may require a person to attend physical therapy or be on prescription medications for long periods. Sometimes these injuries may even leave you permanently disabled.
You’ll want to ensure your insurance claim (and possible lawsuit) offers a settlement amount large enough to cover these expenses. An experienced personal injury lawyer can help you get reimbursed for past, current, and future medical bills as appropriate.
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2) Your Vehicle Has Significant Damage
Insurance companies will try to get out of paying claims whenever possible, or they’ll attempt low-ball offers, hoping you’re desperate enough to take it. Their entire business model is based on paying out less than what is paid into them.
If your vehicle has significant damage or is entirely totaled, it’s going to cost a lot of money to fix. Hiring a personal injury lawyer means having someone to fight for you in getting a fair settlement.
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3) Fault Is Being Questioned
In many auto accidents, the fault is apparent. For example, when one person rear-ends another, the person in the back is almost always assumed to be at fault. If the other parties were on the wrong side of the road, you’re obviously not at fault.
However, it isn’t always so simple. If the fault is being questioned, you want a reputable personal injury attorney on your side. They can help fight any criminal charges or lawsuits that may come against you when the other driver isn’t obviously at fault.
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4) Your Insurance Claim Is Stalled
Receiving your settlement amount may not be immediate. Still, the claim should move from one phase of the process to the next with limited interruptions. Sometimes insurance claims aren’t given the attention they should and stall at various steps.
Although this is usually an issue with the insurance company, it’s possible you’re to blame. If you don’t send in the necessary documents when requested, your claim may stall.
In both scenarios, a personal injury lawyer can help. They can apply pressure to the insurance agent if they’re to blame for the claim stalling. A lawyer can also help ensure you get the necessary documents to the insurance company on time.
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5) Your Insurance Claim Has Been Denied
Many claims are approved promptly with no issue. However, there are some cases where a claim may be denied. The reason behind denials isn’t always legal or accurate. If your claim was denied and you’re questioning why, now is the time to work with a lawyer.
A lawyer can help you determine why the claim was denied and whether it can be appealed. If the denial is eligible for appeal, a lawyer can help you navigate this confusing process
It May Be Time To Hire a Personal Injury Attorney
Not every car accident requires legal representation. Each case must be looked at individually to determine if hiring a lawyer is necessary. If one or more of the given reasons above applies to your case, however, it may be time to hire a personal injury attorney.
In fact, Sutter Law Group has obtained over $150 million in settlements for clients involved in personal injury lawsuits. To receive the compensation you deserve and achieve the best possible outcome, consult with Mark Sutter, right away.
CONTACT US TODAY: 312-724-5600